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Ten Ways to Simplify your Life and Lower Debt

You should shop for quality insurance. Ask your friends for their recommendations. Do they like their insurance representative? Does the insurance agent seem to be responsive to their needs? Is the...

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The Wants vs. Needs Battle and How It Affects your

The Wants vs. Needs Battle and How It Affects your Budget Every person who enjoys a good afternoon of shopping knows well the tension that exists between the things we want versus the things we need....

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Three Banking Tips to Keep Money In the Bank!

Three Banking Tips to Keep Money In the Bank! A credit card annual fee is an expense that you must pay per year in order to keep your credit card. The good news is that these fees are generally very...

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Top Ways to Increase your Net Worth

Talk with your plan administrator Contact your employers benefit representative to learn the details of your plan. In summary, you must first reach the statutory limit of $15,500 in 2008, or other...

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Water Saving Strategies to Keep your Pocketbook Padded

If you live in a place where water is plentiful, you may possibly take this resource for granted. However, you can save money on living expenses if you consider the water-saving tips mentioned in this...

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Ways to Find Money for those “Extras” without Dipping into

Ways to Find Money for those “Extras” without Dipping into your Savings Every once in a while, no matter how hard we struggle to save money and resist the temptation of buying everything in sight, we...

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Consolidating Debt – What Are Your Options?

Being in Debt is bad, no matter how you look at it. Consolidating debt is one way to but all your financial issues in to one pile so it’s easier to manage. It’s a good way to begin clearing up the...

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Student Loan Consolidation

On the whole college students I know are excited to graduate and step out into society and start their lives as an adult. Certainly school can be really enjoyable however you eventually progress to a...

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Cost of Mortgage Insurance

Sometimes lenders will require that LMI be paid for a fixed period (for example, 2 or 3 years), even if the principal reaches 80% sooner than that. Legally, there is no obligation to allow the...

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Low Credit Scores and Home Loans Oops!

Low Credit scores as we all know can impact your ability to receive loans, so what can we do about it? You need to raise your score 100 points overnight? Whoah, is it possible or not? Unless you win...

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